Worried About Surprise Therapy Costs? We’ll Show You Exactly What to Expect—Before You Begin.
Our services are aimed to meet the needs of children, adults, families, and professionals through in-person therapy in Pennsylvania and online psychological services for residents in over 30 states.
Or Call Us With Questions 484-535-3778
Does My Insurance Cover Therapy with You?
We verify your insurance upfront, offer flexible and need-based pricing, and provide full transparency on what you’ll pay—whether using insurance, EAP benefits, or private pay options. No hidden fees. Just compassionate clarity.
Insurance Plans We Accept
Aetna (select clinitians)
See our team page for more information
We’ll verify your benefits and let you know exactly what’s covered—before your first session begins.
Are You Using EAP Benefits?
We partner with top EAP providers to help you access short-term counseling—often at no cost—without confusion or delay. Many employers offer Employee Assistance Programs (EAPs) that cover short-term therapy, often at no cost to you.
We partner with:
- Lyra
- Spring Health
- Health Advocate
- Allied Trade Association of Philadelphia
We know EAP programs can feel confusing. Our team will explain what’s covered, how many sessions you get, and what happens next, so you can focus on feeling better.
Private Pay and Sliding Scale Options
Costs may vary depending on the type of service, frequency, and complexity of care required. During your intake process, we’ll walk you through the best-fit options for you.
We also offer a limited number of sliding scale spots for those experiencing financial hardship. If cost is a concern, let’s talk it through confidentially.
You don’t have to choose between affordability and quality care.
What Will I Actually Pay?
How It Works: Verifying Your Coverage
- Reach out through our secure portal to request an appointment or ask a question.
- Share your insurance information — we’ll walk you through exactly what we need.
- We verify your benefits directly with your insurance provider.
- You receive a clear summary of what your plan covers and what you’ll likely pay.
No phone tag, no surprises, just a simple, secure process that gives you answers before your first session.
What you’d need to Know
Insurance terms can feel like a foreign language. Here’s what you need to know:
- Copay: A fixed fee per session (e.g., $25)
- Deductible: The amount you pay out-of-pocket before insurance kicks in
- Coinsurance: A shared percentage of costs after meeting your deductible
Example: If your deductible is $500 and you haven’t met it yet, you may pay our full rate until your plan begins contributing.
We’ll help you understand exactly where you stand—no surprises.
Want to double check your plan? Here’s a simple checklist:
✅ Does your plan cover outpatient behavioral health?
✅ Is Open Minds Psychological listed in-network?
✅ What is your copay or coinsurance per session?
✅ Have you met your deductible for the year?
✅ Do you need a referral from a primary care provider?
Our Payment & Cancellation Policies
We offer flexible payment methods, clear cancellation terms, and secure handling of your information every step of the way.
We accept all major credit/debit cards, HSA/FSA cards
Cancellations within 24 hours may incur a late fee
Need to submit for reimbursement? We’ll provide a detailed superbill for out-of-network claims
Your information is always handled privately and securely
Every step of our billing process is designed to be respectful, ethical, and clear.
What People are Saying About Open Minds Psychological
Insurance FAQs About Therapy With Open Minds
Do you accept insurance?
Yes, select providers accept Aetna. We also work with top EAP programs. If you’re unsure, we’ll verify it for you.
What if my insurance isn’t listed?
You can still see us! We offer private pay and may support out-of-network benefits. You may also qualify for a sliding scale pricing model with one of our therpaists.
How many EAP sessions do I get?
It depends on your employer’s plan. We’ll find out and walk you through it so you can focus on your healing.
Will I get surprise bills?
Nope. We’ll let you know what to expect before anything is charged.
Can I switch to private pay later?
Yes. Many clients start with EAP or insurance and transition to private pay if it better fits their needs.
Still have a concern? Call Us (484-535-3778). We’re here to make this easy.
Ready to Take the First Step?
You deserve care that listens, explains, and supports you fully. And it starts with a single conversation.
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Open Minds Psychological offers in-person psychological services in Montgomery County, PA including Plymouth Meeting, Gladwyne, and Blue Bell, plus online therapy for residents in over 30 states.